The SolVault Protocol defines a blockchain-native encrypted communication architecture built on Solana. In this model, a user's Ed25519 keypair serves as their identity, encryption key (via X25519 conversion), and payment address. Messages are encrypted client-side using NaCl box cryptography and stored on-chain as Solana Memo transactions. The wire format consists of a version byte, recipient public key, nonce, and ciphertext. Delivery is achieved through WebSocket subscriptions on the recipient's wallet address with RPC polling fallback. Payments use native SPL token transfers within the same key infrastructure.